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Terms & Conditions

Last updated: 15 April 2025  ·  Luxe in Business (Pty) Ltd  ·  South Africa

Please read these Terms and Conditions carefully before using LIB. By creating an account or using our platform, you agree to be bound by these terms.

1. About LIB

LIB (Luxe in Business) is a finance content platform operated by Luxe in Business (Pty) Ltd, registered in South Africa. LIB provides AI-powered content generation, scheduling, and publishing tools for fintech startups and personal finance brands.

Our platform is accessible at luxeinbusiness.com.

2. Acceptance of Terms

By accessing or using LIB, you confirm that you are at least 18 years old, have the legal authority to enter into these terms, and agree to comply with them. If you are using LIB on behalf of a business, you represent that you have authority to bind that business to these terms.

3. Your Account

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activity that occurs under your account
  • Ensuring your account information is accurate and up to date
  • Notifying us immediately of any unauthorised use of your account

LIB reserves the right to suspend or terminate accounts that violate these terms.

4. Subscription Plans & Payment

LIB offers the following plans:

  • Free Plan: Limited content generation, no payment required
  • Growth Plan: Full access at $99/mo (beta pricing) or $299/mo (standard pricing)
  • Enterprise Plan: Custom pricing, contact us

Payments are processed via Paystack. By subscribing, you authorise LIB to charge your selected payment method on a recurring monthly basis. All prices are in USD unless otherwise stated.

LIB reserves the right to change pricing with 30 days notice to existing subscribers.

5. AI-Generated Content

LIB uses artificial intelligence (Claude by Anthropic) to generate content. You acknowledge that:

  • AI-generated content may not always be accurate, complete or suitable for your specific needs
  • You are responsible for reviewing and approving all content before publishing
  • LIB does not guarantee that generated content will achieve any specific marketing outcome
  • Content generated on LIB belongs to you — we do not claim ownership
  • You must not use LIB to generate content that is misleading, defamatory, or violates any applicable laws

6. Acceptable Use

You agree not to use LIB to:

  • Generate spam, unsolicited communications or misleading financial advice
  • Violate any South African or international laws or regulations
  • Infringe on the intellectual property rights of others
  • Attempt to reverse engineer, scrape or misuse our platform
  • Share your account credentials with others
  • Use the platform for any purpose other than legitimate business content creation

7. Intellectual Property

The LIB platform, including its design, code, features and branding, is owned by Luxe in Business (Pty) Ltd and protected by applicable intellectual property laws. You may not copy, modify or distribute any part of our platform without written permission.

Content you create using LIB belongs to you. By using our platform you grant LIB a limited licence to process your brand brief and content data solely to provide our services.

8. Limitation of Liability

To the maximum extent permitted by South African law, LIB and its directors, employees and agents shall not be liable for any indirect, incidental, special or consequential damages arising from your use of the platform, including but not limited to loss of revenue, loss of data, or business interruption.

Our total liability to you for any claim shall not exceed the amount you paid to LIB in the 3 months preceding the claim.

9. Termination

You may cancel your account at any time. LIB may suspend or terminate your access if you breach these terms, without refund of any prepaid fees.

On termination, your right to use the platform ceases immediately. We may retain your data for up to 90 days before deletion, in accordance with our Privacy Policy.

10. Changes to These Terms

LIB may update these terms from time to time. We will notify you of significant changes via email or an in-app notice. Continued use of the platform after changes constitutes acceptance of the updated terms.

11. Governing Law

These terms are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the South African courts.

12. Contact Us

For questions about these Terms & Conditions, please contact us at:

Email: nozi@luxeinbusiness.com
Website: luxeinbusiness.com
Country: South Africa

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